A Basic Guide to Mortgage Rates

Let me continue the mortgage topic. In this post I’ll describe various kinds of mortgage rates, as the question of mortgage types are spoken about in details in Fizber Consumer Guide to the Most Popular Mortgage Loans. In the viewpoint of many, mortgages should be straightforward – you borrow money to buy a house and […]

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Insurance Tips for Homeowners

You’ve unpacked your things and settled into your new home. But have you thought about how this will affect your insurance needs? Buying a home involves more than just making sure you have homeowners insurance coverage. If you’ve recently purchased a home, here are some types of insurance that may be impacted by your recent […]

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Twist on Commission – Cheat vs Real Moneysaving Opportunity

Browsing through the net I came across several ideas on saving a good deal of money while buying a house. Summing them up, I can say that the best moneysaving experience is based on playing games with commission paying. Traditionally, when you buy a house you just give the purchase money to the seller and […]

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The Power of Homeselling Negotiations

In my previous post I’ve mentioned one of the most important pieces of advice on how to buy a perfect house. The advice was “Negotiate!” And yes, the art of negotiation will serve you the best helper in whatever you do: buying a house or selling it. Recognizing that being a good negotiator does not […]

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5 Tips and 1 Important Warning for First-Time Home Buyers

Buying a house is a complicated and frightening process, and it is important to be prepared. Knowledge is power when it comes to negotiating the difficult world of home prices, interest rates and mortgage loans. For a first time home buyer, there are many factors to consider before you buy. The more information you can […]

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5 Home-Buying Tips for Tough Times

1. Stay within your budget. Focus on finding something that will offer affordable monthly payments and a debt load you can handle. You will need a substantial down payment to get good financing. The no-money-down era of lending is gone, and most buyers should expect to put anywhere from 5% to 20% down, unless they […]

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Design on a Dime: Taniya Nayak’s Tips

1. Listen to your mother and clean your room. “Be organized and neat,” advises Nayak. “I know it’s hard, but once you start that way, you’ll appreciate coming home to a clean house.” 2. Never underestimate the value of a fresh coat of paint. “It’s one of the cheapest ways to transform a space,” notes […]

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MortgageCALC

MortgageCALC is a free loan calculator for Windows Mobile Pocket PC and Smartphone Using MortgageCALC on your Windows Mobile Smartphone or PocketPC you can quickly establish the affordability of major asset purchases. MortgageCALC has a simplified and intuitive user interface. Has many options to tailor calculations, such as: Interest compounding periods options of Daily, Weekly, […]

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Buying Real Estate During Economic Crisis

Buying real estate during the economic crisis has become more difficult. In this economic crisis, mortgage lenders have tightened lending requirements making it more challenging to obtain a home loan. But if you’re in a stable situation with a good credit score you may still be able to refinance your mortgage loan. If you don’t […]

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Struggling Homeowners Qualify for Mortgage Relief

More than four in 10 South Florida homeowners who bought in the last five years owe more on their mortgages than their homes are worth. Now, strapped homeowners are saddled with houses that aren’t worth what they paid for them, and banks don’t want to lend to them. Nationally, an estimated 12 million households, or […]

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