Manufactured Home Loans

Financing a Mobile Home – Know your options before taking the plunge. According to recent reports, there are many mobile homes now and they say that about 20 million people are living in such mobile homes and this is gradually becoming a style of housing which is soon becoming popular among those Americans who are […]

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Question You Need To Ask Your Mortgage Lender

Securing a mortgage loan is an essential piece of purchasing your home. Most borrowers only get a mortgage loan once or twice in their life. Because it is such an infrequent, but important transaction you need to understand exactly what you are getting yourself into. Here is a list of eight essential questions you should […]

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How to Estimate True Market Cost of Your Home Sale Owner

There are many times when you may need to know how much your home is really worth. This may include if you decide to sell your home, borrow money against its equity, refinance your mortgage, purchase homeowner’s insurance or conduct estate planning. In any of these cases, you will need to know how much your […]

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Tax Exemptions You Will Want To Remember

Many taxpayers are not taking advantage of certain tax breaks simply because they are not aware of them or they just forgot about them. Here a few tax deductions or credits you will want to take advantage of. Noncash Charitable Deductions: If you donated anything to Goodwill or other charities like them AND received a receipt […]

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Thinking Of Refinancing?

Refinancing is a hot topic right now. You probably know at least one person that is currently refinancing or at least entertaining the idea of refinancing. We are going to discuss a few important things to think about before you make your final decision. Refinancing can be stressful, so you want to make sure you […]

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Using Gift Money for a Down Payment

It’s not uncommon for first-time home buyers to ask: “Can my mom and dad give me money to help me buy this house?” The good news is yes, you can receive a gift from your parents to buy a house, but the way that you actually receive the gift is very important. Mom and dad can’t just […]

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Homeowners Getting Better About Mortgage Payments in 2012

A story from Main Street reports that serious mortgage delinquencies — home payments 90 days or more late — are declining. Late delinquencies are down from 10.4 percent to 9.3 percent from December 2009 to June 2011. Advocacy group Foreclosure-Response.org, who released the report, also noted that home foreclosures may be stabilizing as well. The […]

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Unexpected Ways to Save Money and Energy

REALTOR® Karen Stephens in Memphis, TN, encourages homeowners to give their pocketbook and Mother Nature a break this season by taking advantage of these simple, surprising ways to save energy and money. “Put lamps in the corners: Did you know you can switch to a lower wattage bulb in a lamp or lower its dimmer […]

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Prepare to be a good Mortgage Candidate

In today’s challenging lending environment, loan applicants often try to be the best candidate possible by painting the most optimistic picture about their debt, credit and affordability goals. While it’s important to put your best foot forward, it’s even more important to be honest, open and forthright so your mortgage adviser can customize a mortgage […]

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5 Easy Ways to Lower Your Home Insurance Rates

Guide to Buying Homeowner Insurance Made an offer on your dream house? Now you will have so many things to do, and it’s easy to overlook one thing or another. Don’t forget your insurance binder, and start looking for a homeowner policy as soon as your purchase offer is accepted. Here are some tips about […]

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